Address and Social Security Number - You will need a U.S. Sufficient Income - Chase will want to verify sufficient income to determine your ability to pay and to calculate the amount of your credit card limit.Experian, one of the top credit bureaus, states that a score of 670 or above is “generally considered good” and a “score of 800 or above is considered to be excellent.” A Good to Excellent Credit Score - While the terminology can vary by credit bureau, you will generally need to have a good to excellent credit score to secure a Chase credit card.There are certain requirements that are critical to getting approved for a Chase credit card: You will need a good to excellent score to secure a Chase credit card. Minimum Requirements for Chase Credit Cards Financial planning and investment productsīottom Line: Whether you’re a college student, young entrepreneur, homeowner, or business owner, establishing the beginning of a financial relationship with a Chase credit card can create benefits that can last a lifetime. Mortgages, home refinancing, and home equity line of credit.Checking accounts, savings accounts, and certificates of deposit.In addition to providing a wide range of credit card options to fit any lifestyle or business operation, Chase offers the following additional banking products and services: Statement Credits - Some Chase cards come with statement credits for travel purchases.Shopping Benefits and Protections - Qualifying items purchased with your card may receive coverage such as purchase protection and extended warranty.Travel Benefits and Protections - Chase cards come with valuable travel benefits such as car rental insurance, trip interruption/cancellation/delay coverage, baggage insurance, and more.Transfer Points to Travel Partners - Ultimate Rewards points can be transferred to airline and hotel partners for even greater potential value.Redeem for up to 50% More Value - Premium Chase cards allow you to redeem points for travel via the Chase travel portal at up to 50% more in value.Earn Flexible Points That Can Be Redeemed for Cash - Chase cards earn Ultimate Rewards points that can be redeemed for statement credits or even cash-back. While earning power and benefits vary by card, here are some of the overall attributes that make Chase cards desirable: Credit Card Earning, Redemption, and Travel & Shopping Benefitsįirst, Chase issues some of the most valuable credit cards available. Let’s start by exploring the reasons you might want to consider jumping through the hoops of securing a Chase credit card. While nothing is absolute, today we’ll attempt to lay the foundation of the core requirements you’ll need for Chase to consider you as a cardholder.Įstablishing a relationship with Chase can be the beginning of creating long-term value that can serve you financially throughout your lifetime. And while your credit score is one of the most important factors for approval, when it comes to applying for a Chase credit card, there are additional factors taken into consideration.Ĭhase does things a bit differently, applying its own, sometimes unpublished, rules for card qualification. It goes without saying that the better your credit score, the more likely you’ll be approved for the best reward-earning credit cards.
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